804-773-3815
804-773-3815
At Wind Law, LLC, our Virginia personal injury attorney knows passengers and other parties involved in accidents with Uber or Lyft vehicles have specific legal rights that are important to understand for navigating accident claims effectively.
When a rideshare vehicle is involved in an accident, several layers of insurance coverage may apply, depending on the driver’s status at the time of the accident, whether they were logged into the app, waiting for a ride request, or actively transporting a passenger.
Here, we discuss those differences, and how we help pursue the proper insurance policy—or combination of policies—for our clients’ damages.
Like other non-rideshare vehicles, passengers have no control over the car or the driver’s actions. They also have no control over other motorists’ negligence. This means their injuries and damages should be covered by the at-fault driver’s auto insurance policy.
The same is true for rideshare passengers. Passengers in rideshare vehicles are typically covered by the company’s commercial insurance policy, which includes substantial liability and uninsured/underinsured motorist coverage. If you are injured as a passenger, you can file a claim against this policy regardless of whether the rideshare driver or another driver was at fault.
If an Uber or Lyft driver causes an accident while logged into the app and either waiting for a ride request or during a ride, other drivers, pedestrians, or cyclists injured can also claim compensation. This is possible under the rideshare company’s commercial insurance, which generally has higher coverage limits when the driver is on the clock—up to $1 million.
It is crucial for all parties involved to thoroughly document the accident scene, seek medical care immediately, and contact a skilled Uber and Lyft accident and injury attorney.
Our attorney can be invaluable in navigating the complex interplay of personal and commercial insurance policies, ensuring your rights are protected and you pursue the appropriate compensation for your injuries.
Contact our dedicated rideshare accident and injury attorney in Richmond, Virginia, today to discuss your case during a free consultation. We want to hear your story to ensure your voice is heard and work diligently to ensure you are treated fairly and get justice in your case.
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I was injured in a supermarket due to the negligence of one of the employees. I was so fortunate to work with Attorney Ryan Wind to receive a worthy settlement...Read More
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Mr. Wind handled our daughters case and did a fantastic job from start to finish. He went above and beyond our expectations every step of the way. There wasn’t a...Read More
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Mr. Wind was thoughtful in his approach to my case and gave sound legal counsel. As a thirty-three year veteran in the criminal justice system, I have had the opportunity...Read More
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I have worked with Ryan Wind several times & have never been disappointed! Every single time Ryan has kept me up to date with my case & very informative! My...Read More
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When our eighteen-month old daughter experience a traumatic injury at her daycare, we called Ryan Wind for help. Throughout the process, he worked diligently on behalf of our daughter. Communication...Read More
“Ryan did a great job. I felt that he had
Ryan did a great job. I felt that he had me and my family’s best interest. If you are ever in an accident Ryan should be your first call....Read More
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During mediation Ryan didn't let anyone pull any shenanigans. Ryan presented my case in the way that only someone highly experienced would. Ryans calm demeanor and confidence shines so bright!...Read More
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Ryan Wind made this very complex process manageable and streamlined. We were well informed of the status of our case and the next steps for the short term and the...Read More
“Working with Ryan Wind has been nothing short of amazing.”
Working with Ryan Wind has been nothing short of amazing. He has been on my side from day one and has kept me informed throughout the entire process. I highly...Read More
“I’ve never left a review before but I’m still in
I’ve never left a review before but I’m still in awe of the work that Ryan Wind did for me. I was in a major accident about two years ago...Read More
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Ryan Wind is an outstanding personal injury attorney and works extremely hard to serve his client's needs. He is very pleasant, attentive, and professional with his clients. I highly recommend...Read More
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