Auto Accident Attorneys in Richmond, Virginia

At Wind Law, LLC, our auto accident lawyer in Richmond represents individuals and families throughout Virginia whose physical, emotional, and financial well-being has been impacted by negligent drivers.

Our law firm founder, managing partner, and native Virginian, Ryan E. Wind, knows all too well that injurious and deadly collisions happen every day throughout the Commonwealth.

According to the latest Virginia Traffic Crash Statistics, last year alone there were 127,597 traffic collisions throughout the state, resulting in 63,876 injuries, and 907 fatalities. That is the equivalent of one crash every 4.1 minutes per day, 175 persons injured per day, and 2.5 lives lost per day.

If you have been injured or lost a loved one in a vehicle collision caused by negligence anywhere in Virginia, we want to hear your story, so we can provide the legal insight you need to make informed decisions about pursuing the negligent driver who is responsible for the crash.

From rural communities to the inner city, our car accident attorney and his support staff focus on providing compassionate, dedicated, and effective partnerships with our clients — no matter where they live or work in Virginia — so everyone we represent has a genuine opportunity to seek and obtain real results.

At Wind Law, LLC, we represent real people, who need real legal help. Call us today to learn more.

Two Men's Car Crashed and Arguing Each Other

Leading Causes of Auto Accidents in Richmond, Virginia

According to the 2024 Virginia Traffic Crash Facts report, there were significant traffic safety issues in the state. In 2024, Virginia experienced 27,512 traffic crashes involving speeding, 22,356 involving a distracted driver, and over 7,000 that were alcohol-related. 

Other leading causes included:

  • Following too close
  • Failure to yield
  • Improper lane changes
  • Disobeying traffic controls
  • Improper turns

As you can see, auto accidents are often caused by intentional actions, reckless driving, and negligent mistakes made by other drivers. In all of these situations, it is possible to hold the at-fault driver liable for the damages they’ve caused. In some cases, such as drunk driving accidents, punitive damages might be appropriate as well to punish particularly wrongful conduct and deter such conduct in the future.

Richmond car accident attorney Ryan Wind and his team at Wind Law, LLC, have the knowledge, skills, and experience necessary to hold negligent drivers accountable to you for the harm they’ve inflicted on you by their wrongful misconduct. Call our office for a free consultation to let us know what happened and find out how we can help.

Richmond Auto Accident Insurance Law

Auto liability insurance is coverage that pays whenever the insured driver is at fault. If you get hit by a negligent driver who is at fault for the accident, their insurance policy should cover all your expenses, from car repair to medical expenses to payment for work you missed because of the accident. You should also be compensated for harm such as your pain and suffering or if the accident caused a permanent disability that will keep you from working at full capacity or otherwise impact your quality of life.

The auto insurance requirements in Virginia are currently in a state of flux. The law requires drivers to carry a minimum amount of insurance, but the minimum required amount is in the process of being upgraded. The minimum amounts of liability coverage required are as follows:

  • For policies effective before January 1, 2022, $25,000 for personal injury per person and $50,000 per accident, plus $20,000 for property damage
  • For policies effective between January 1, 2022, and December 31, 2024, $30,000 for personal injury per person and $60,000 per accident, plus $25,000 for property damage
  • For policies effective on or after January 1, 2025, $50,000 for personal injury per person and $100,000 per accident, plus $25,000 for property damage

These are only the minimum required amounts. Some drivers carry higher policy limits or have other insurance policies that might apply, including umbrella liability policies and commercial policies if they were driving for an employer at the time of the crash.

Additionally, Virginia is unique in that it allows drivers to lawfully drive without insurance provided they pay a $500 annual uninsured motorist fee to the DMV. If you are hit by an uninsured driver, you’ll either claim with your insurance company if you have uninsured motorist coverage or pursue a claim against the at-fault driver directly. Either way, Richmond car accident lawyer at Wind Law, LLC, can help you prove your claim and recover the full amount of compensation due to you.

To get compensated by the other driver or their insurance, they must admit fault and agree to cover your losses. This is often disputed, however, and could require you to file a lawsuit and prove your claim in court. In any dispute, a skilled and experienced Richmond personal injury lawyer will be needed to prove the other driver is liable to you and to prove the full amount of compensation due. At Wind Law, LLC, we are experienced both in negotiating full and fair settlements out of court as well as obtaining court judgments and jury verdicts that fully compensate car accident injury victims.

Most Common Causes of Serious Car Accidents in Richmond, VA

Understanding the leading causes of car accidents in your area can help you stay vigilant and potentially avoid similar situations:

  • Distracted driving: Using cell phones, eating, or engaging in other activities that divert attention from the road are major contributors to accidents.
  • Drunk driving: Driving under the influence significantly impairs judgment and reaction time, posing a severe danger to everyone on the road.
  • Speeding: Exceeding the speed limit reduces reaction time and increases the severity of crashes.
  • Reckless driving: Aggressive maneuvers, tailgating, and ignoring traffic signals are all forms of reckless driving that can lead to devastating accidents.
  • Drowsy driving: Fatigue affects alertness and reaction time similarly to alcohol impairment.
  • Adverse weather conditions: Rain, snow, fog, and other hazardous weather conditions require extra caution and adjusted driving behavior.
  • Poor road conditions: Potholes, uneven surfaces, and inadequate lighting can contribute to accidents, especially when combined with other risky driving behaviors.

What Are Your Legal Options After a Car Accident in Richmond, Virginia?

Experiencing a car accident can be overwhelming, leaving you with numerous questions about your rights and legal options. Our car accident lawyers are conveniently located in Richmond, Tappahannock, Mechanicsville, and South Hill and handle cases throughout the state of Virginia. Whether you’re seeking compensation for medical expenses, property damage, or pain and suffering, we’ll navigate you through the intricacies of Virginia’s legal system.

When Should I Hire an Auto Accident Attorney in Richmond?

Timing is crucial when it comes to seeking legal representation after a car accident. Our auto accident attorneys in Richmond, Tappahannock, Mechanicsville, and South Hill recommend contacting us as soon as possible to ensure the preservation of crucial evidence and witness testimonies. We’ll assess the circumstances of your case, advise you on the best course of action, and begin building a strong foundation for your claim.

How do I prove negligence in Richmond, Virginia?

In Virginia, to win a personal injury lawsuit arising from a car accident, you must prove the other driver’s negligence. This means demonstrating four key elements:

  • Duty of Care

You must establish that the other driver owed you a legal duty of care. This means they had a responsibility to act like a reasonable and prudent person in the same situation.

  • Breach of Duty

You need to show that the other driver breached this duty of care. This could involve violating traffic laws, driving recklessly, or failing to act with reasonable caution.

  • Causation

You must demonstrate that the driver’s breach of duty directly caused your accident and injuries. This requires a clear link between their actions and the resulting harm.

  • Damages

Finally, you need to prove that you suffered actual damages due to the accident. This includes medical expenses, lost wages, property damage, pain and suffering, and other losses.

Evidence for Proving Negligence

Gathering evidence is crucial to proving these elements. This can include:

  • Accident report: This official document details the accident scene, parties involved, and initial observations.
  • Witness statements: Testimonies from individuals who saw the accident can corroborate your version of events.
  • Photographs: Images of the accident scene, damage, and injuries can provide visual evidence.
  • Traffic camera footage: If available, recordings from nearby cameras can offer valuable insights.

What Happens If I Am Injured in a Richmond, Virginia Car Accident as a Passenger?

Passenger in a Vehicle Collision

Traveling in a vehicle as a passenger is as common as getting behind the wheel yourself. Just as most drivers assume they will make it to their destination safely, passengers do too. The difference is, that passengers have no control over the operation of the vehicle or the dangerous actions of other drivers on the road.

When the car they are in is involved in a crash, they have the same rights as other injury victims, including the right to pursue the negligent driver for their complete damages. Unfortunately, this is not an uncommon occurrence.

Last year, the Virginia Traffic Crash Statistics reported 10,877 passengers were injured in vehicle collisions throughout the state — 1,270 of them seriously. In addition, 149 passengers were killed in Virginia vehicle crashes.

If you were injured as a passenger in a vehicle collision in Virginia, our car accident attorney will take the lead in pursuing the negligent driver who caused the crash. This may include the driver of the vehicle you were in or another third party.

Keep in mind, our Richmond auto accident attorney will directly pursue the driver’s insurance coverage for your full financial recovery — and not your friend or relative who was driving at the time of the crash. This allows our clients to preserve their relationships while pursuing the compensation they need to get their lives back on track.

What Happens If I Am Hit By An Uninsured Driver in Richmond, Virginia?

Travel with Uninsured Driver

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

To accommodate drivers who wish to go uninsured, and assume the liability for a crash themselves, Virginia is unique in that it allows drivers to lawfully drive without insurance provided they pay a $500 annual uninsured motorist fee to the Virginia Department of Motor Vehicles (VDMV).

The acting commissioner of the VDMV reported more than 5,000 people paid the $500 fee to avoid being insured in the last fiscal year.

Currently, new legislation has been introduced that is designed to eliminate the option to register an uninsured vehicle in Virginia. The bill would allow uninsured drivers who have paid the $500 fee to continue driving uninsured until July 1, 2024.

In the meantime, if you have been involved in a crash with an uninsured driver in Virginia, our auto accident lawyer can help you pursue your vehicle’s insurance coverage if you carry uninsured motorist coverage or pursue the individual directly for your complete damages.

Contact Wind Law, LLC today to learn more about your full recovery options.

What Type of Compensation Can I Pursue During a Car Accident and Injury Claim?

Our car accident attorney represents individuals and families from all walks of life because we believe everyone deserves equal access to legal representation that will help make them whole again after suffering personal injuries or losing a loved one in a crash caused by negligence.

When we pursue a negligent driver for each of our client’s unique financial recovery needs, it is important to understand that we are technically pursuing their insurance coverage for the damages, when applicable.

That may include:

  • Current and future medical expenses, including surgeries, prescriptions, and physical therapy.
  • Current and future lost wages.
  • Diminished earning capacity.
  • Scarring and disfigurement, including burns, amputations, or dismemberment.
  • Pain and suffering caused by physical discomfort, inconvenience, and emotional distress.
  • Post-traumatic stress disorder impacts the injured party’s ability to maintain gainful employment and personal relationships.

Virginia’s state law requires all drivers to carry a minimum of $30,000 car accident liability coverage per person, $60,000 per accident, and $20,000 for property damage through December 31, 2024. For policies effective on or after January 1, 2025, the minimum coverage requirements increase to $50,000 car accident liability coverage per person, $100,000 per accident, and $25,000 for property damage.

These are just the minimum insurance requirements. Most Virginia drivers carry additional coverage with higher policy limits. In all cases, we will pursue the negligent driver’s insurance coverage for each of our client’s damages up to the negligent driver’s policy limits.

If you have been injured by a negligent driver in Virginia, contact our dedicated auto accident attorney today for help.

Why are Traffic Crashes, Injuries, and Fatalities Increasing in Virginia?

The Virginia Traffic Crash Statistics

Like everyone else who gets behind the wheel each day, we travel our Virginia roadways and see all the same negligent actions other drivers see, including distracted speeding, and seemingly impaired drivers endangering the lives of everyone nearby.

Unfortunately, the Virginia Traffic Crash Statistics back up the terrible feeling we get when we witness negligence in action.

Last year alone, throughout Virginia, there were:

  • 20,679 distracted driver-involved crashes resulting in 10,676 injuries, and 95 fatalities.
  • 24,877 speed-related crashes resulting in 13,051 injuries, and 441 fatalities.
  • 6,910 alcohol-related crashes resulting in 4,174 injuries, and 274 fatalities.

Additional Virginia car accident causes involve drivers who are:

  • Disobeying traffic controls.
  • Failing to yield.
  • Following too close.
  • Improperly changing lanes.
  • Making improper turns.

As long as negligence is a factor on our roadways, people are going to continue getting injured or killed. If you or someone you love has been hurt or lost their life in a preventable vehicle collision in Virginia, contact our experienced auto accident attorney in Richmond today to learn how we can help you pursue the negligent driver for your full financial recovery.

Experienced Car Accident Attorney in Richmond, Virginia

The 2024 Virginia Traffic Crash Facts report indicates a continuation of the concerning trend of rising car accidents in the Commonwealth. In 2024, there were a significant number of crashes, totaling 130,567 incidents across the state. These accidents resulted in 907 fatalities and 63,876 injuries, with 7,397 of these injuries classified as severe.

The City of Richmond experienced 6,200 of these crashes, resulting in 3,020 injuries and 25 deaths. Richmond was second only to Virginia Beach, which had the highest number of car accidents in the state.

If you or a loved one were hurt in a crash caused by another driver, they can be held legally obligated to pay for your medical bills, lost income, property damage, pain and suffering, and other damages you incurred. Holding the negligent driver accountable is critical to obtaining justice and making sure you aren’t further victimized by having to shoulder the financial burden of another’s negligent, dangerous, or distracted driving.

Helping Richmond car accident victims hold negligent drivers accountable is what we do at Wind Law, LLC. Learn more about Virginia car accidents and personal injury law below, and call our office at 804-773-3815 if you have any questions or need immediate assistance with an auto accident claim.

Car Accident Resources:

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Contact Our Skilled Car Accident Attorney in Richmond, Virginia For Help Today

Our clients, in their own words, applaud our Richmond auto accident attorney, Ryan E. Wind, not just for his work ethic and the results he attains, but also for his honest, caring, and supportive nature. We can help produce the same meaningful results for you and your family.

Ryan is licensed to practice law in all courts throughout the Commonwealth of Virginia, including the U.S. District Courts for the Eastern and Western Districts of Virginia. He is a member of multiple trial lawyer professional organizations at the local, state, and national levels, which allows his legal knowledge and resources to continuously evolve to not only meet but surpass our clients’ expectations.

Contact our dedicated car accident lawyers today by calling 804-773-3815 or online to discuss your important case during a free consultation. We want to hear your story, so we can ensure your voice is heard, and work diligently to see that you are treated fairly and get justice in your case.

Where you can find us

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Frequently Asked Questions for Car Accidents in Richmond, Virginia

What Should I Do Immediately After a Car Accident?

After a car accident, prioritize safety. Ensure everyone is okay, call for medical help if needed, and contact the police. Exchange information with the other party, take photos of the scene, and gather witness contacts. Finally, report the incident to your insurance company.

How Do I Determine if I Have a Valid Car Accident Claim?

If you have been injured due to someone else's negligence in a car accident, you may have a valid claim. Factors such as the other driver's fault, your injuries, and applicable insurance coverage play a role. Consult with our experienced car accident attorneys in Richmond, Tappahannock, Mechanicsville, and South Hill to assess the strength of your case.

Should I Speak to the Insurance Company Without Legal Representation?

It's advisable to avoid providing a recorded statement to the insurance company without consulting an attorney. Insurance adjusters may use your statements against you. Contact Wind Law and let our experienced lawyer and staff handle communications with the insurance company on your behalf.

What Damages Can I Recover After a Car Accident?

You may be entitled to various damages, including medical expenses, property damage, lost wages, pain, inconvenience, mental anguish, and more. The specific damages depend on the circumstances of your case. Our Richmond, Tappahannock, Mechanicsville, and South Hill auto accident attorneys will evaluate your situation to determine the appropriate compensation.

How Long Do I Have To File a Car Accident Lawsuit?

In Virginia, the statute of limitations for filing a personal injury lawsuit after a car accident is generally two years. However, it's crucial to act promptly, as evidence and witness recollections can fade over time. Contact Wind Law to discuss your case as soon as possible.

Can I Still Pursue a Claim if I Was Partially at Fault for the Accident?

Virginia follows the contributory negligence rule, meaning if you are found even partially at fault, you will be barred from recovering damages. However, consult with our skilled car accident lawyer in Richmond, Tappahannock, Mechanicsville, and South Hill to assess the specifics of your case, as there may be exceptions.

How Long Does It Take To Resolve a Car Accident Case?

The duration of a car accident case varies based on factors like the complexity of the case, the severity of injuries, and the willingness of parties to negotiate. Some cases settle quickly, while others may require litigation. Rest assured; we work diligently to resolve your case efficiently while ensuring your best interests are prioritized.

What Should I Do if I Believe My Loved One’s Death Resulted From a Car Accident?

If you suspect that a car accident led to a loved one's wrongful death, please accept our condolences. In such cases, you may be eligible to pursue a wrongful death claim. Contact Wind Law to discuss your situation and let us provide the support and legal guidance you need during this challenging time.

Is It Necessary To Go to Court for a Car Accident Claim?

Many car accident cases are resolved through negotiations or alternative dispute resolution methods without going to court. Our auto accident attorneys aim to settle cases amicably whenever possible. However, if litigation becomes necessary, we are prepared to vigorously advocate for your rights in court.

Should I Accept a Settlement Offer From the Insurance Company?

Before accepting any settlement offer, it's crucial to consult with our legal team. Insurance companies may offer settlements that are less than what you deserve. Our car accident lawyers in Richmond, Tappahannock, Mechanicsville, and South Hill will assess the offer's fairness, considering your current and future expenses, to ensure you receive adequate compensation.