Can I Pursue the Trucking Company’s Insurance Policy After a Crash with an 18-Wheeler in Virginia?

At Wind Law, LLC, our Richmond truck accident attorney knows crashes involving 18-wheelers are often catastrophic, leaving Virginia accident victims fighting to get their lives back on track.

We realize the overall challenges associated with recovering from semi-truck accidents can lead to many questions. Is the truck driver liable for my financial recovery? Should I pursue the trucking company directly for my damages? Is more than one party responsible for the crash?

We have answers.

When is a Trucking Company Liable for a Crash with Injuries in Virginia?

In Virginia, a trucking company may be liable for a crash with injuries if it can be established that the company or its employees were negligent or at fault somehow.

To do so, we must present evidence that confirms that the crash was caused by one or more of the following actions or inaction:

• Negligent Truck Driver Hiring or Training Practices.
• Negligent Retention of Drivers.
• Negligent Maintenance of the 18-Wheeler.
• Violations of State or Federal Regulations.
• Negligent Loading or Securing of Cargo.
• Inadequate Safety Policies or Procedures.
• Failure to Address Known Hazards

Even if the trucking company did not directly cause the accident, it may still be held liable for the actions of its employees during a crash. The trucking company may still be liable if the driver was impaired, distracted, speeding, or violating traffic laws while working.

If you have been injured in a crash with a semi-truck driver, we will assess the details of your case, investigate the accident thoroughly, and help you navigate the legal process to pursue compensation for your damages, including medical expenses, lost wages, pain and suffering, and other losses resulting from the accident.

Are Commercial Trucking Companies Required to Carry Higher Liability Insurance Policy Limits than Passenger Vehicles?

Commercial trucking companies are required to carry liability insurance coverage to compensate accident victims, and their policy limits vary based on factors like the size and weight of the truck and what it is carrying.

For instance, if a truck carries non-hazardous materials and weighs 10,001 pounds or more, a $750,000 liability policy limit is required. For hazardous materials trucks, liability policies must have significantly higher coverages due to the risk and expense of cleaning up dangerous spills. A $5 million policy must always be carried for trucks that deliver radioactive materials, explosives, gases, or anything poisonous by inhalation.

It is important to note that every case is unique, and the outcome will depend on the specific circumstances surrounding your claim.

If you have been injured in an accident caused by a negligent truck driver in Virginia, contact our dedicated Richmond personal injury attorney today to discuss how the crash has impacted your life during a free consultation. We provide personalized legal guidance at Wind Law, LLC, and will help you understand your rights and options for seeking proper compensation after a trucking accident.